About 2026 Tax Rules

2026 Tax Rules is a small, focused hub that explains the four new individual deductions created by the One Big Beautiful Bill Act for tax years 2025 through 2028, and links free calculators for the three that need one. It is built to be clear and honest: every figure is stated plainly, every tool shows its work, and the limits of an estimate are spelled out.

Where the figures come from

The caps, income thresholds, and phaseout rates used across this site and its calculators are the statutory figures for 2025 through 2028. They were checked during the build against the IRS overview of the Act, the IRS transition-relief guidance for car loan interest reporting, and the Federal Register rule that finalized Form 1098-VLI. The figures are stored in one dated data module shared by every calculator, so they stay consistent and can be updated in one place if the law changes.

What this site does not do

It does not file returns, it does not store anything you type into the calculators, and it cannot see your full tax picture. The tax-saved figures are first-order estimates based on a single marginal rate. Treat everything here as planning information and a way to check your official forms, not as tax advice. For complex situations, consult a qualified tax professional.

The calculators

Estimate your deductions with the No Tax on Overtime calculator, the No Tax on Tips calculator, and the Car Loan Interest calculator, or read the full pillar guide.